I am Janne Kalevi Enberg and I am dead. This is my anti-"Hello World".
Pirkka Tapio Frosti, with his co-conspirators Sonja Frosti, and Jouni Korhonen, intentionally and completely willingly decided to destroy my life.
I was financially destroyed by Pirkka & Sonja. They owe me 120 000 € before the debt collection and legal fees, for invoices based on work that has been performed, and which I've had to pay other people for, which they have no intention of paying. I tried my hardest to help them over an extended period of time to grow their business so they could pay me back, and in the end they just screwed me over and over again, completely destroying me. At the same time they were able to extract significant personal wealth from the company they claim is unable to pay me what they owe me.
Jouni Korhonen then volunteered to help make my process of extracting the debt from them as painful and slow as possible. He knows there is no justification for any delays, there had been no complaints about the work delivered, no attempts to make complaints of any kind, UNTIL they suddenly felt like I might involve debt collection agencies and they might actually have to pay me for the work.
I was under significant stress as it was, then for 3 months I tried to negotiate a basic debt repayment schedule with Pirkka, who in the end completely refused to progress with it in any manner. They kept lying to me constantly about how they want to pay me back, but the debt kept growing. They kept lying to me about how the contract was not an obstacle for repayment, but kept racking up new unpaid invoices. They lied about when they would discuss next steps with me, and didn't show up to agreed meetings to get the contract done.
I tried repeatedly, over an extensive period of time (1.5 years of debt, 3 months of constant active attempts to negotiate), being very flexible on terms, to get us some sort of clarity on this contract so we could all just move on with our lives. Instead these 3 people conspired together to intentionally fuck me over as hard as they could, and knowingly defrauded a massive sum of money from a small business owner completely aware of the consequences it would have.
I worked hard for many years building something both Ioxio and I can be proud of, for their SaaS product, only to be rewarded with backstabbing. I can no longer handle the stress, and I am bankrupt. My health has been absolutely destroyed, both physically and mentally. I cannot sleep. I need blood pressure medication because my blood pressure hit 170/110 and my "resting" heart rate was 90 because of these people.
I am not the only victim of these people, their current and past employees and other contractors have suffered very similar fates. Whenever anyone leaves, they end up having to fight to get what they are owed, and sometimes decide it's not even worth fighting if the amounts were relatively little. They owe significant sums of money to other contractors, and knowingly break international sanctions against Russia to get cheap labor. They've ensured they've built a toxic working environment where everyone feels constantly terrible to the point where they do not feel they are good enough to work anywhere else.
I hate this fucking world where assholes like this are praised as if they were some sort of business or legal geniuses. I hate that Finland has empowered countless assholes like these to repeatedly fuck me and my life over by empowering scammers and thieves, and protecting them from any consequences. While I'm eating noodles at xmas because my bank accounts are empty and I have no idea when I'm getting paid again because of these fucking assholes, they most certainly are in no way suffering. While I'm offering to be available basically 24/7, whenever I'm awake, for any discussion about the contents of the contract so we can get everything clarified, Pirkka takes weeks off to vacation and doesn't feel like responding.
I would rather kill myself than try and build a new life after bankruptcy by finding a normal job and working my ass off until retirement paying back the debt. Debt, which I've had to take because these assholes are doing everything in their power to avoid paying me what I am owed.
I cannot afford to pursue the debt via legal means because these people have financially crippled me and in this worthless world nobody has any legal rights beyond how much their bank account will afford them. People call this shit civilized or just, it's neither, it's ruled with an iron fist by the rich and nobody else has a single god damn thing to say against them. The required accelerated arbitration process alone at the Finnish chamber of commerce is estimated to cost about 30 000 - 70 000 €, and lawyers fees would be several thousand on top of course, to be paid in full in advance with the filing fee of 3 000 € to the chamber of commerce. I do not have the money to even initiate the process, much less support my life during the process, and can't even begin to imagine how I could possibly pay the fees for the entire process.
The conspiracy to commit fraud was successful. Unless someone takes the evidence I have collected, and the testimonies from everyone else who knows the relevant facts about their continued fraud, and takes this forward. It seems to me that Pirkka and Sonja Frosti have defrauded or attempted to defraud basically everyone they've met, and just out of the past team members at their company Tiina Vainio, Joakim Nordling, Anssi Uimonen, as well as Denis Kirisov have to my knowledge all had to fight with them to get what they are owed - sometimes successfully, sometimes unsuccessfully. Of course in addition to the team members, the clients have been regularly lied to, about Ioxio's plans, capabilities, and so on.
https://giphy.com/stickers/l378nyfdDX6rdKEP6
Purely evil bullshitter, has screwed over multiple business partners over the years and cannot stop himself from lying. Absolutely worthless piece of shit. I hope he gets a particularly painful form of cancer and dies slowly in agony.
In 2024 where Pirkka, Sonja, and "Ioxio Oy" racked up over 80 000 € debt to me (it grew later), Pirkka alone made over 400 000 € of income from Ioxio Oy. The company has constantly had significant income sources, but has chosen to burn money in inconsequential bullshit and Pirkka & Sonja's luxurious lifestyle rather than paying for their debts as required by the law.
You can go see their new beautiful home at Säynävätie 4 A, 02170 Espoo, Finland.
https://giphy.com/stickers/l378nyfdDX6rdKEP6
Runs Ioxio's finances, so perfectly aware of everything going on. Perfectly happy to support her purely evil husband, while being fully aware of what kind of torment they are inflicting on others. Personally involved in harassing other people Ioxio owed money to.
I am supposed to believe that these people cannot afford to pay back their debt of 120 000 € over 12 months at e.g. 10 000 € / month which is the last deal I proposed to them. They just spent a massive amount of money building a brand new house near the sea shore in Espoo as well with an estimated value around 1 500 000 €. Judge for yourself based on e.g. Google Maps with pictures prior to renovations made with money that should've been used to pay the debt, and indoor pictures of one of the properties in the building.
https://giphy.com/stickers/l378nyfdDX6rdKEP6
Likes to call himself "Stadin Dumari" and "veitikka", a "law-rogue", and is in fact nothing more than a bully for hire. Made perfectly aware of the lies, theft, crimes, and consequences of Pirkka & Sonja's behavior. Chose to side with them because they paid him. A worthless sack of shit thinking he's doing a job worth respecting, while in practice he's simply for sale for whoever wants him to join in bullying someone they've already been abusing.
The "Nuremberg defense" of "I'm just doing what I'm told/paid to do" has never been tolerable, and should never be tolerated. You either wilfully participated in this scheme, or intentionally ensured you wouldn't know if your clients were doing illegal things. It was an intentional choice, and you are responsible for the consequences.
For someone who doesn't think they owe me a great deal of money Pirkka's communications on the matter seem to be a bit strange, considering they seem to acknowledge they owe me a great deal of money and that it will be paid regardless of negotiating the repayment contract, and so on.
Sorry that the communication is in Finnish. Click to open in a new tab.
Also it's strange to write things like this in a contract proposal for a person who doesn't think they owe me money. Too bad he didn't update the numbers with the latest data and just left in the state from months earlier as it was when the initial contract draft was written.
These people killed me, with their conscious and deliberate crimes and other actions.
If you know them and choose to stay in contact with them, fuck you, you're a bad person too. If you don't know them, call them, visit them, or email them and ask them why they chose to take these actions.
As a final note, I would like to send a very personal fuck you to Juho Sippala, "ylitarkastaja" at Finnish Immigration Service (Migri), whose serious incompetence caused their decision to release me from my Finnish citizenship to take 2 MONTHS to be delivered to me via mail, with zero attempt to communicate to me directly. Because of this and other delays at Migri caused by their institutionalized and weaponized incompetence, I was denied the opportunity to seek Estonian citizenship as I had desired. Fuck every single one of you assholes working at Migri, you are the worst kinds of people.
Also a very big fuck you to Anna.